Oregon requires drivers to carry liability insurance, but the minimum limits required by law may be far less than the damage caused by a significant injury. If the driver who caused the accident carries only Oregon minimum coverage limits, you may find yourself facing medical bills, lost income or wage loss, and other losses that exceed the available insurance coverage.  Understanding your options can make a significant difference in your recovery.  Oregon’s Minimum Liability Auto Insurance Requirements  Oregon law currently requires most drivers to carry at least:  $25,000 for bodily injury to one person 

After a serious car accident, most people assume the insurance company will fairly evaluate their claim and pay what it is worth. Unfortunately, insurance companies are businesses. Their goal is to collect premiums and minimize payouts whenever possible. That does not mean every adjuster is dishonest. However, insurance companies employ numerous clever tactics, designed to reduce the amount they pay on injury claims. Understanding these tactics can help protect your rights and maximize your recovery. Do not fall for their